Our Services
We are pleased to be able to offer comprehensive, fee for advice plans as well as individualized consultations on a broad range of insurance and investment products for your personal finances as well as your business.
Personal Planning
Through our fee-for advice planning process, your financial planner will empower you to make informed decisions about your finances, focusing on the six areas of financial planning, all of which have an equal impact on a financial plan:
Financial Position
A review of your financial position provides a better understanding of where you are right now. This financial picture will address your balance sheet, cash flow and debt management and if savings are balanced and appropriate for meeting your goals.
Risk Management
Analyze your situation and help find ways to protect your income, assets and, if you’re a business owner, your business, at every stage of your life and as circumstances change.
Wealth Accumulation Solutions
Design a strategy to help you invest your assets in order to meet your financial goals by taking into consideration your personal situation and tolerance for risk.
Tax Management
When applied appropriately in conjunction with a financial plan, tax strategies can help reduce the impact of taxes on investment returns and income. While only your accountant or attorney may provide tax or legal advice, your financial planner can work with them to coordinate a plan that best suits your needs.
Retirement Planning
The earlier you start saving, the more flexibility and freedom you may have to choose the when, how and where of retirement. And even if you’ve already retired, your financial planner can help to ensure that your savings continue to work for you.
Estate Planning
Proper estate planning can help you to pass on more of your wealth to your family and charities than to taxes. It can take into consideration the special concerns of young families with minor children, business owners who need to address succession planning or grandparents who’d like to help the grandchildren go to college.
Neither MML Investor Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult your own personal attorney, legal or tax counsel for advice on specific legal and tax matters.
Business Planning
We offer in-depth analysis about your business and cash flow, with a focus on retaining key people. Our core business planning services are:
Cash, Capital & Liability Management
Risk Management
Employee Benefits
Tax Strategies
Individualized Solutions
Separate from our traditional planning process, we also offer individualized consultations on a broad range of products and services, including:
